What is a Refund Anticipation Loan and How Can I Get One?
A Refund Anticipation Loan is a loan against your current years tax refund. You can get one very easily, here at Income Tax Advances. Tax season can be such a stressful time. But what if you could make it easier, even more fun. What if you could get cash tomorrow instead of waiting for the government to send your refund? Wouldn’t it be great if you could get the money before you even go through the chore of filing?
Here’s the great thing about a refund anticipation loan: it gives you cash in about 24 hours, regardless of your current tax status. Yes, there are tax preparers out there who will try to convince you to work with them on a refund loan. They may even make you think it’s the only option. But, guess what? We know you’re smarter than that. You can get approved for this loan today, cash in on that refund, and do it all in just minutes.
Can I Get an Advance on My Tax Refund?
You sure can, but the best part is you don’t actually need to have a refund on the way to get a refund anticipation loan. If you do expect to get a refund this year, this type of loan is a great way to benefit from that cash sooner. It is not a limitation, though. You don’t have to file, and you don’t have to prove you have a refund in order to get approved.
This advance is just one way to cope with urgent money problems, but it’s a good one. Picture getting money in your bank account tomorrow. How would you use it? What major stresses in your life could be solved with that cash? Pay the bills on time for once; avoid bank overdraft fees; know that your services won’t be turned off on Friday. In other words, be able to take care of you and your family with the advance.
But Can I Get a Refund Anticipation Loan Online?
You can absolutely get this loan online. Why go to the bank or a tax preparer, especially if time is of the essence? The accelerated process of an online refund anticipation loan means you can spend just minutes getting approved and have cash in your bank account as soon as tomorrow.
Here’s how it works and why it’s so speedy:
• Online. Go to IncomeTaxAdvances.com on your computer or a smartphone.
• Application. Complete the application provided there.
• Information. Give us just a little bit of information on your job, income, and bank.
• Lender. We’ll send your information off to a reputable lender from our network.
• Instant answer. That lender will take a quick look at your application and get you approved.
Are Refund Anticipation Loans Based on Credit?
These loans are usually not based on credit, but what may surprise you is that they are not actually based on your refund either. The real factor in getting you approved for our refund anticipation loans is your income. You must have an income to be approved.
Our lenders need to know that you earn an income and can afford the loan and make repayment. If you have a refund coming, that’s great. That will help you feel good about borrowing and reassure you that you’ll have the cash ready to make repayment.
Credit checks are much less important with our lenders than others because approval is so income-based. We won’t say that lenders at IncomeTaxAdvances.com will never check your credit score, but it isn’t typical. Your lender wants to know you have a job, not that you have an arbitrary credit number.
When Can I Get a Refund Anticipation Loan?
Literally any time you need it. Because this particular type of loan is income-based and not truly based on whether or not you have a refund, you can get approved any time of year. A lot of people rely on these loans during tax season, but don’t let that limit you. Any month of the year is a good time to apply and benefit from the extra cash.
And, best of all, because this is an online process, you’re also not limited by time of day or day of the week. Use mobile device to apply while you’re lying in bed at night worrying about money. It will help you get to sleep better; we promise. Apply on your break at work, on the weekend, or even on holidays. You’ll get a quick answer no matter when you go for this refund anticipation loan.
Can I Still Get a Loan Against My Tax Refund in 2020 or 2021?
There is still plenty of time to get your refund anticipation loan in for 2020. Tax season is in full swing, and you can take advantage of this loan to get your refund sooner. Don’t worry about filing. It’s not necessary to get approved. Don’t worry about your credit score.
Just let our lenders know your income and get yourself that extra cash now. When you do get around to filing and find out you have a refund, use that cash or your paycheck to repay the loan easily and on time.
Can I Get a Loan If I Already Filed my Taxes?
You have no limits on this refund anticipation loan. Whether you’re putting off filing or you are ahead and already filed, you can still get this loan. All you need is an internet connection, an income and job, and a bank account. The requirements are so simple, almost anyone can meet them.
What else do you need to know to go for it? A refund anticipation loan is a popular, simple way to get cash this week, regardless of your tax status. This is totally risk-free. Just apply, find out how much the loan will cost you and when repayment is due, and then decide if you want to go through with it.
We’ll never charge you for applying or make you commit to the loan before seeing how much it costs. So, what do you have to lose? Only the opportunity to get quick, easy cash.