Why Income Tax Loans?
Income tax loans are like personal loans that repay you! With a traditional-style personal loan, it works like this: You discover a financial shortfall and apply for a loan. You receive the loan from the bank, pay your bills or other obligations, and then repay the bank. That’s it. At that point the process is over. When you borrow against your income tax return there’s another step – your refund arrives and reimburses you for the money you repaid the bank. You’re better off in the end than when you started, because your bills are paid and you have a bank account full of money too! An advance on your tax return is a simple and speedy way to get the extra cash you need when those unexpected expenses some sneaking up on you.
You Need an Income Tax Loan – and You Qualify for One!
Some people are better than others at budgeting – that’s undeniable. Yet somehow even those of us who are pretty good at it have times when we fall behind and need a little assistance. Certain expenses are sneakier than others – insurance payments and membership fees that bill only once a year, appliances that break down without warning, and injuries or illness that can strike a perfectly healthy body. Suddenly you’re searching for extra cash – and if you search in the right place you’ll find that you can have it in your bank account as quickly as the next business day. Got bad credit? That’s ok – you’ll still qualify for an income tax loan. Our lenders have gone out of their way to construct a set of qualification criteria that specifically do not include a credit score – they don’t even pull a traditional credit check. You know the one – the credit report that includes up to seven to ten years of financial and payment data. A lot can happen in seven to ten years – how different is your life now than it was a decade ago? Should you really be judged today on your life as it was then? Our lenders don’t think so!
Income Tax Loans are Easy as 1-2-3
Technology is a wonderful thing, isn’t it? Thanks to the internet, not only can you apply for an income tax loan without leaving your living room, but you can apply right from your smartphone! Step 1 – Cruise over to the website, click the Apply Here link, and fill out the information. Make sure you meet all the basis requirements; there aren’t very many of them! You need to be at least 18, a US citizen, have a bank account that can receive and accept electronic payments, and have a job earning at least the minimum required income. Step 2 is lender approval, which happens in just 90 seconds while you wait. Nobody will ask to see proof that you’ve filed your income tax return, or any verification of how much your refund will be. You don’t actually even have to have filed yet – that’s between you and the IRS. Upon approval the lender will then provide the document of terms and conditions, which you should read to make sure you are aware of all aspects of the agreement you are making. Assuming everything looks good, you can sign electronically and – Step 3 – the funds will be disbursed to your bank account that same day. By the morning of the next business day you’ll be able to access the funds and take care of whatever responsibilities are stressing you out, so you can enjoy life again!
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