1. Nearly everyone qualifies!
The requirements are designed so that nearly anyone in need of assistance, who has a job and at least a certain minimum income, will be able to borrow a little extra cash to get them through the crisis. Applicants must be at least 18 years old, and US citizens, with a job and a verifiable income of at least $1000 a month.
2. No lead time or preparation needed
When someone applies for a traditional loan, they usually need to dig through their files, paper or digital, to search for pieces of their history that the application form or the loan officer is going to request. Those might be credit references, the average amount they spend each month on debt, utilities, or other ongoing expenses, full financial statements or tax returns. With tax loans none of that is required – and in addition the lenders are so quick to approve applications and deposit funds that you can get cash fast enough to take care of urgent unexpected expenses such as prescriptions or emergency repairs to your home or car. Unlike either traditional loans or the first-generation tax loans that came exclusively from large chain tax preparation companies, you can apply today with no advance preparation and have a deposit waiting in your bank account as soon as tomorrow.
3. Apply right from your smartphone!
Also unlike the old-style tax loans from preparers, there’s no need to drive across town, wait in line, spend an hour with a preparer, and sign what feels like a thousand forms – just pick up your phone, navigate to the URL, and fill in the fast, simple online form! Thanks to a team of outstanding website developers, the website has a fully up to date responsive design that will look as clear and easy to read on your phone’s small screen as it does on a full-sized monitor. In addition, modern encryption technology ensures that your personal data stays as safe as possible so you can apply with confidence. It’s easier, faster, and infinitely more convenient than any tax refund advance through a preparer- and since the internet is open 24/7 you can apply at any time of the day or night!
4. Bad Credit is OK
That’s right – you don’t need great credit to get a tax loan! Approval is based on other factors, thanks to a dedicated network of lenders who understand that millions of responsible hard-working Americans have had financial difficulties at some time in their past and it can take many years to rebuild damaged credit. They have chosen to devise a new way of approving tax loans, basing their decisions on factors such as your employment history and current income. If you earn enough to make the repayments on schedule, it’s extremely likely that you’ll be approved. That’s right – you can get an advance on your next tax return any time of the year, repay it like a standard personal loan, and still look forward to receiving your actual tax refund in the spring.
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