Every single year, millions and millions of Americans eagerly await their tax refund checks. Unfortunately, the IRS moves a lot slower when it is paying out money, even though it places a strict deadline on payments due. You can find out more about how to file your own taxes here, but we’ve put together some information to make it easier to find out how to get your refund today instead of waiting weeks or even months for the check to show up. Many Americans make the mistake of thinking that if they have bad credit or limited credit history, they won’t be eligible for loans against tax refunds, but that’s just one of many ways that the loans against tax refunds our partners offer are leaps and bounds ahead of any competition you’ll find out there. H&R Block doesn’t offer loans against tax refunds, and chances are high that your local bank doesn’t either – but we’ve got them available to you 24/7, with no hidden requirements or lengthy application processes. Not only that, but we’ve done lengthy background checks and quality assurance tests on every single lender that we partner with so you know when you apply for a loan through our website you’re getting matched with a top-tier, gold-standard lender who is experienced and ready to help you with whatever specific financial needs you have.
5 Things You Need To Know About Loans Against Tax Refunds
First and foremost, it’s important to understand how loans against tax refunds work. They’re a little different from your average payday loan, where you take out a short-term loan and pay it back when you get your paycheck at the end of the week, or an installment loan, where you get multiple installments of cash and pay it back over a longer period of time. Loans against tax refunds are created to erase the wait time between filing your taxes and getting that big, wonderful check in the mail from the IRS! Whether you’ve filed your taxes already or not, it’s okay – you don’t have to have finalized your taxes to apply for loans against tax refunds. Just estimate how much of a refund you’ll be getting, or, just go by how much money you’d like to receive in the loan, and when you get your tax refund back, you’ll use it to repay the loan. It’s as simple as that – much less complicated and easier to understand than the intro and annual APRs, taxes, fees, and billing cycles you’ll go cross-eyed reading about when you try to apply for a credit card! On top of that, loans against tax refunds are historically easy to get approved for – as long as you’re 18 or older, with a job and a bank account, you could have cash in your account by this time tomorrow and sometimes even earlier! Our lenders don’t have strict credit requirements, and in fact, they could even help you improve your own credit after depositing the money you need in your bank account! When your tax refund arrives and it’s time to re-pay your loan, our lenders will report every single on-time payment to the credit bureaus, which in turn could improve your credit score, your credit report, and add valuable on-time payments to your payment history! When you’re looking at loans against tax refunds because of your poor credit, go with the lenders that give you more than just fast cash – go with the ones that can help you work towards long-term stability and can help you reach your financial goals, no matter how impossible it seems!
Know The Risks: Read How Loans Against Tax Refunds Stand Up To Other Types Of Loans
While loans against tax refunds aren’t the best choice for everyone, many Americans benefit from them every single year. If you have bad credit, you may be wondering if there’s any way for you to find financing for a big purchase or even just to get the money you need to make it to the end of the month. Unfortunately, most banks, lending agencies, and credit card companies employ very strict credit score requirements and people applying for financial products with them will spend hours finding old tax forms, paychecks, bank statements, and more. This is why many people resort to payday loans or even to selling their belongings to make the money they need to keep the bills paid and food on the table – but if you’ve got a refund coming, there’s no reason to do that! You can keep your valuable family heirlooms, or your television, or your car – and you don’t even have to risk it by using it as collateral when you get a loan against your tax refund. Additionally, loans against tax refunds are available 24/7 and the application can be completed online from any computer, smartphone, or tablet – you don’t have to wait in line at a sketchy loan office or even get off the couch to get approved for one of our loans! And once you’ve been approved, the cash is deposited in your bank account in 24 hours or less. For many Americans, when the paychecks just won’t cut it and the bill collectors won’t stop calling, loans against tax refunds from our partner lenders are the safest and fastest way to solve financial problems without having to make sacrifices like missing work, school, or saying goodbye to personal belonging and valuable treasures. Money is stressful to many Americans, but when you’re waiting on that tax refund to show up, it can seem worse than ever before. The loans against tax refunds offered by our partner lenders are peer-reviewed and more highly-rated than any other loan product on the market today. You can avoid stressing out all spring and summer long by getting a loan from one of our partners and spending your tax return cash the way you want to, when you want to! It’s as easy as that, and it’s your money – you shouldn’t have to be wondering how you’ll pay all your bills, or when you’ll be able to treat yourself just because the government is slow. Enjoy spring and summer with loans against tax refunds.
If you “liked” this post you may also like a post about Income Tax Advances.
There are many other great loan sites offering quality loans, perhaps you would prefer an article about 1 Hour Loans.