Can I Get a Refund Anticipation Loan after Filing Late?Yes, you can still get a refund anticipation loan. It’s not too late. Many people assume you can only get these tax loans during tax season, up until the day taxes are supposed to be filed. But if you filed late, if you got an extension, or if you plan ahead or deal with taxes quarterly, these useful personal loans are available year-round. Here is everything you need to know to take advantage of them right now.
A Refund Anticipation Loan is Really Just a Personal Loan
First, what you need to know is that these loans are just a variation on an ordinary personal loan. This is why they are not simply restricted to tax time. You can get a refund anticipation loan any time of year and benefit from the quick cash they provide. You don’t have to show your lender anything about your tax returns or refund; there is no need to have all your paperwork and forms ready; and you don’t need to prove you have a refund coming in a certain amount in order to get approved.
What You Need to Get Approved for a Refund Anticipation Loan Today
Because you don’t need to provide any specific paperwork or fax your tax documents to a lender, you can easily get approved for a refund anticipation loan today. All you need to get approved is a job, a regular income of at least $1,000 a month, a regular payday, and a valid checking or savings account. What you don’t need is evidence of your expected refund or a great credit score.
How Fast You Can Get Cash with This Personal Loan
You apply for this kind of personal loan by going online and filling out a short application or by downloading and using a free mobile app to access the same application. Once you do that your information goes to a lender who can help you get approved. Within minutes you get your answer, most often an approval, and then you wait while your lender gets all the other details covered. Because this process is done online and approval is simple and easy, you get cash quickly. Expect your money to get transferred to your bank account right away and to have access to the cash the very next business morning.
A Refund Makes it Easy to Repay a Refund Anticipation Loan
You don’t have to show your lender that your delayed refund is coming or in what amount. You can get approved without this information. But many people who turn to these personal loans do so because they feel good knowing they have refund cash on the way that will help them repay the loan. If this is you, make sure your refund goes into the bank account you used for getting the loan. When your loan repayment is due, the lender will simply deduct what you owe from your bank account. If that’s where your refund is going, you should have no problem making repayment in full and on time.
For more information about Income Tax Advances, the products and services they offer, and how to apply, please visit IncomeTaxAdvances.com