Income Tax Advances

Fastest Way Possible To Get Your Tax Refund

Header Right

Main navigation

tax refund lenders

4 Questions about Tax Refund Lenders Answered

by

4 Questions about Tax Refund Lenders Answered

Tax Refund Lender

You can get a loan now or any other time you need the extra cash

Tax loans are still useful to many people, even after the official day has passed. You may have an extension, or if you are expecting a refund you may just not have filed yet. Regardless of your particular tax situation, you can get a personal loan from tax refund lenders. Before you do, you may want some answers to important questions, especially if you have never worked with these lenders. Let us answer those important questions here.

1. Do You Need a Refund to Work with Tax Refund Lenders?

You do not need to have a refund from the state or federal government in order to work with these lenders or to get a personal loan. Many people who choose these types of loan do so in order to get their anticipated refunds sooner, but it is not a requirement. Tax refund lenders are like other alternative lenders, especially like payday lenders, in that they offer a loan that is easy to apply for and get approved for and that provides an affordable way to get a small amount of cash for working adults, refund or not.

2. What is Required to Get Approved by Tax Refund Lenders?

In order to get approved by these lenders to get this particular type of personal loan, you don’t need to prove you have a refund on the way. You also don’t need to show that you have a great credit score. What you do need in order to get approved is a job. This is a loan for working adults, and it is your income and regular paycheck that signals to tax refund lenders that you can afford a small loan. You must have a certain minimum monthly income, a regular paycheck, and bank account to get approved.

3. Where Can I Access Personal Loans from Tax Refund Lenders?

One of the best things about these loans and tax refund lenders is that they are so easy to access. There are two options: to apply online through the lender or lender-matching website or to apply using a mobile app. With the online application you can get access to a personal loan by using a computer at home or at work if possible. But, if you don’t have a computer or you are on the go so much that it’s hard to sit down for ten minutes, you can download and use the free app. Use it on your mobile device to access these lenders and loans any time.

4. When are Tax Refund Lenders and Personal Loans Available?

Although the focus is on taxes and refunds, a personal loan from these tax refund lenders is available to you at any time of year. Whether you are late filing, have an extension, or have other special circumstances, the loans are not restricted to January through April. You can get a loan now or any other time you need the extra cash.

For more information about Income Tax Advances, the products and services they offer, and how to apply, please visit IncomeTaxAdvances.com

4 Questions about Tax Refund Lenders Answered

Miss a Student Loan Payment? Tax Refund Lenders Can Help

by

Miss a Student Loan Payment? Tax Refund Lenders Can Help

Student Loans

Tax Refund Lenders can help you get cash right now!

Missing any kind of loan repayment or bill has serious consequences. There are late fees, extra interest, services that may be cut off, damage to credit score, and even more ripple effects. With a student loan, though the impact can be even worse. The good news is that tax refund lenders are available right now to help people facing a missed payment get it in on time or at least get it in at all to avoid the worst consequences.

What Happens When You Miss Student Loan Payments

Student loans are different in some ways than other loans. Missed payments on federal student loans will make you delinquent, and after nine months will put you in default. Default means you owe the entire loan amount immediately. If you have a private student loan there is no delinquency period. You go into default immediately upon missing a payment. Late payments on either type of loan can lead to extra fees and within a couple of months a report to the credit agencies. This report can lower your credit score. Another consequence is that by being delinquent or in default, you may face paying higher interest.

Work with Tax Refund Lenders to Make Payments

If you know that you will have a refund coming from your taxes, but it won’t come soon enough to make your student loan payment on time, you’re in the perfect situation to work with tax refund lenders. These lenders offer loans that provide quick cash to help you out with just this kind of money problem. You don’t even have to have a refund to get approved, but it may help you feel better about borrowing. It is essentially getting the refund money you’re owed sooner so that you can put it to effective use on your student loan.

Talk to Your Student Loan Lender

Another thing you can do to resolve the situation is to call the lender for your student loan. Ignoring the problem is the worst thing you can do, and if you tell your lender what your situation is, they may actually work with you. Tell them you can make the payment soon, thanks to tax refund lenders, and they might agree to waive any late fees or reports to credit agencies.

Applying to Tax Refund Lenders

Tax Refund LendersWhether you have a good conversation with your student loan lender or not, you can get started with tax refund lenders immediately. With an online application and mobile app, they are available at all times of day and even on the weekends. Apply soon to get approved and to get the cash you need to make that important payment. Applying is simple. You’ll just fill out a short application and then wait a couple minutes to get matched with a lender and to get an answer. With approval, expect the money to be in your bank account by the next business morning so you can get the payment in and resolve the problem.

Miss a Student Loan Payment? Tax Refund Lenders Can Help

4 Important Signs You Can Trust Tax Refund Lenders

by

4 Important Signs You Can Trust Tax Refund Lenders

Tax Refund Lenders

You can trust our Tax Refund Lenders

It can be a big leap of faith to put your trust in a lender. You have to provide some very sensitive information and trust that it will stay safe, and you also have to trust that a lender will keep the promises they make. When it comes to working with tax refund lenders online you have an even bigger leap to take, but the truth is that online lending is as safe, and often even safer, than traditional loans. Here are the signs you need to look for when finding the lenders you want to work with online.

1. Your Tax Refund Lenders Are Transparent

Mystery is not something you want in a lender. When you find the best and most trustworthy tax refund lenders they will be professionals who are open and transparent with applicants. This means they provide all the information about loans up front and in writing. If you go online you should find all the information on the website. And, if you have additional questions that need to be answered before you go forward, a good lender will be happy to talk to you on the phone so that you can feel comfortable and be completely informed.

2. Tax Refund Lenders You Can Trust Have Security Policies

Among the important information that you should expect to easily get from tax refund lenders is any policy related to security. When you provide sensitive personal information online you have an expectation of security and privacy. Make sure that the lenders you work with have policies in place and are up front about them. These should include things like encryption software on the website, the ability to have your information deleted, and the choice to opt out of any marketing opportunities so that your information doesn’t get shared if you want it kept private.

3. Trustworthy Tax Refund Lenders Work Hard to Get You Approved

A good, trustworthy lender will never promise that you can get approved for a loan but will work hard to give you the best possible chance. Tax refund lenders you can trust won’t promise something they can’t necessarily deliver. They will, however, make the approval process simple and easy so that more people can actually get approved to borrow cash. This includes lowering the priority of credit score, or totally eliminating it as a requirement, and looking at more achievable factors like income and job history.

4. Others Trust in These Tax Refund Lenders

Tax Refund LendersFinally, a great sign that you can trust tax refund lenders is the fact that others continue to use their services. When borrowers like you, hardworking adults, come back time and time again to get the cash they need, you know you can trust a lender and a lending service. Check out reviews and ask lenders questions about customers and borrowers and you will get a good sense of how trustworthy they are and whether or not you feel comfortable putting your trust in them.

4 Important Signs You Can Trust Tax Refund Lenders By –

Can I Really Trust Online Tax Refund Lenders?

by

Can I Really Trust Online Tax Refund Lenders?

Tax Refund Lenders

Security is a top priority for our Tax Refund Lenders

It’s clear that there are risks of doing business online, and that certainly includes getting loans. While it is always important to be safe, just a few quick steps will help you determine when online tax refund lenders are for real and not scammers. Taking advantage of these loans online is a great convenience and one you shouldn’t have to pay for with security risks. Know that our lenders at Income Tax Advances are legitimate and have your security in mind, but also be careful and know what to look for when borrowing online.

Seek out Legitimate Tax Refund Lenders, Not Unsolicited Offers

A big red flag when it comes to getting any type of loan online is an unsolicited offer. If you get an email or call from someone offering you a great deal on a loan, run the other way. It may be a legitimate offer, but most real lenders let borrowers come to them. They do not reach out and make cold sales calls or send spam emails. When you do shop online for tax refund lenders, look for signs of legitimacy, such as an actual address and a phone number that you can use to contact someone. You don’t have to call to get online loans, but if there is now way to call someone, it should be a red flag.

Never Pay Tax Refund Lenders

Another big red flag in lenders is a fee. Real, legitimate tax refund lenders and other types of online lenders will never charge you for applying for a loan. At Income Tax Advances, for instance, you do not have to pay anything to get access to lenders. The application is free, and you only pay once you have the loan and are making repayments to the lender with interest. Any up-front costs are signs of a scam.

Real Tax Refund Lenders Don’t Guarantee Approval

Also a sign you may be dealing with a scammer is anyone who says your approval for the loan is guaranteed. No legitimate lender would ever make this guarantee. Even with tax refund lenders who approve most applicants, there are no guarantees. This is a clear sign you are putting your personal information at risk if you move forward. Our lenders try to approve everyone they can, even those with bad credit, but it isn’t always possible.

Look for Encryption and Security Policies with Tax Refund Lenders

Tax Refund LendersWhen you turn to Income Tax Advance’s tax refund lenders, you will see several signs that security for your personal information is a top priority. You get superior encryption technology to keep your data safe from hackers, you get a policy of deleting your information when it is no longer needed, and you have the option of not participating in marketing opportunities. This opt-out won’t harm your chances of getting approved and it keeps your information out of the hands of third parties. For top security in online lending, these are the things you need to watch for.

Can I Really Trust Online Tax Refund Lenders? By –