Do you apply for loans at your bank and get rejected? Do you try to get up the nerve to walk into a cash advance store but get embarrassed and turn around? If so, you need to work with an online tax refund lender. Whether you have a refund coming this year or not, you can get approved for a loan easily, in just a few simple steps, and without talking to anyone in person or even leaving your house.
Start with the Simple Facts: You Have a Job
Let’s start with an easy requirement: to get approved by a tax lender you need to have an income. A job that provides you with a regular payday and a reasonable income is the main factor in approval for these online loans. Tax refund lenders in our network look primarily at the fact that you earn an income and that it is enough to make a loan affordable. This means you should only ask to borrow an amount that makes sense with your income.
Add in a Few Minor Details and Get an Answer
Give us just a little more information and we can get a lender who will most likely approve you. Show us that you live in the U.S., that you’re a legal resident, and that you are at least 18 years old, and you’ve already met most of the criteria. In order for our lenders to be sure you are who you say you are, they’ll need some personal information. But the main thing they use to get you approved is that income and payday.
What is the Truth about Credit Score’s and Tax Refund Lenders?
You may be asking right now, what about credit score? Or does, IncomeTaxAdvances.com or its lenders run credit checks when qualifying a person for a Tax Refund Loan? The simple answer is very possibly yes, many lenders do look at credit score to determine if borrowers can be approved for a tax refund loan. But the tax refund lenders we work with and connect you to are much less likely to do a credit check than other lenders when you apply through us for a tax refund loan. They offer this valuable service to make sure all working people have access and a fair chance of getting approved for tax refund loans.
You may ask; why is a credit check ever needed in order to get a tax refund loan, isn’t the tax refund loan secured by my tax refund? No, it is not as we don’t receive your tax refund from the IRS, you are still going to be the one who receives your tax refund directly from the IRS nor do we at IncomeTaxAdvances.com or our lenders ask you for any copies of your tax documents (mainly as a safety precaution). Thus, we and our tax refund lenders will have no way of knowing the exact amount you are supposed to receive or will receive in the form of your tax refund. Nor, can we or will we ever be able to determine if the IRS will delay or keep your tax refund due to reasons beyond your or our control. Perhaps you have a lien against your tax refund due to previous student loans, missed child support or any other number of reasons, none of which our of our business or concern simply because you want or need a tax refund loan.
We’ve Transformed the Experience of Working with a Tax Refund Lender
Avoid dealing with banks and lenders who reject you. Never again do you have to face that embarrassment and frustration. Instead, check out our tax refund lenders. We make the experience easy, straightforward and fast. Just apply online, provide some information, and get a speedy answer. Let your lender do the rest of the work.
Don’t worry if the idea of working with a tax refund lender makes you nervous. This is a proven, trusted process. Your lender will be there on the phone to talk you through any concerns if you need it. And always remember that there is no risk and no cost. You can always back out and change your mind before you e-sign the loan document. Get started today and find out just how easy it is to put extra cash in your pockets.