Payday loans aren’t only for emergencies! Now, you’ll get no argument that if your funds are running low and your oven breaks down or there’s a trip to Urgent Care that needs to be paid for, short-term loans are a good choice for getting cash in hand quickly. However don’t forget about them when you’re just running a little short and your household budget needs a bit of propping up until payday. Even positive things can be funded by an online payday advance, such as an anniversary weekend trip with your sweetie or a required early deposit to get your kids a spot at camp this summer. Anything at all that you need a small amount of money for, just to tide you over until you get paid again, is an expense that you could cover with an online payday loan.
An Online Payday Advance Is Easy As 1, 2, 3!
If you’ve ever applied for a traditional loan, you probably remember it as a fairly tedious process. There’s a long application, a long wait for the application to be evaluated, and if you’re approved, even getting the money takes a while. An online payday advance is simpler in just about every way:
1. Since the whole process is completed online, you can apply at any time of day – or night. Any time, from anywhere, using any internet-enabled device you prefer.
2. Speed is the name of the game here. The application is shorter than any you’ve ever seen for a traditional loan, and approvals take only 90 seconds to process. Not only that, but once you’re approved, you can have funds deposited to your own bank account in as little as one business day.
3. Repayment is automatic, which is about as easy as it gets. Forgetting to pay a bill and getting hit with a late fee is bad enough, but when there’s not enough money in your account and you get an overdraft fee as well – or more than one if you’ve made other transactions that day – it’s even worse. When your online payday loan application is approved and you sign the agreement, automatic drafts are set up to make sure that you can’t forget a payment. In fact, they’re scheduled for your paydays so there’s no need to worry about overdrafts.
Your Data Is Secure With An Online Payday Advance
Identity theft and online data breaches are rampant in today’s world. Technology is a great gift but comes bearing hazards we never had to worry about before. It can be difficult to know which links are safe to click on, which websites are dangerous in what ways, and whether an information form is secure. The application for an online payday advance is encrypted, keeping your data completely private. When you click “submit”, all the information you’ve entered is converted into a code that will appear to be gibberish to anyone who attempts to intercept it – and only the lender on the other end, waiting to process your application, can access the actual true information. There are hazards on the internet as well as great convenience and endless information, but applying for an online payday advance is something you can be confident will not result in any inadvertent releasing of your personal data!