When you file electronically, it takes around ten days to get your refund direct-deposited to your account. That’s great if you’ve got all the money you need, but if you have bills to pay or emergencies to manage, wouldn’t cash tomorrow be a whole lot better?
I’ve Got Bad Credit – Can I Qualify for Income Tax Advances?
The short answer is YES. Our direct online lenders use a different evaluation process than most traditional lending institutions, and evaluate applicants based on criteria that’s more focused on factors that are important in a short-term arrangement – compared to the seven years of history that a standard credit score reflects.
Apply Any Time, From Anywhere!
Who has time to go to the bank, the tax preparation office, or the loan store? You’re busy, and the companies and services that get your business are the ones that make it the most convenient for you! Did you know you can even submit an Income Tax Advances application from your smartphone? It’s true!
Not Ready To File? You Can Still Get Income Tax Advances.
It’s a myth that you can’t get an advance on your tax refund until you’ve filed your return. That’s true with the tax preparer company loans, but not with short-term online loans. You can apply any time, even months before you file your return. You will have to make repayment – but when your refund does arrive it’s yours to keep. It’s like borrowing money from yourself!
How Long Does It Take To Get Approved? I Need Money Fast!
I Heard the Interest Rates on Income Tax Advances are Really High – Is That True?
Interest rates are reported as annualized numbers for the purpose of standardization. That means that you can pay more on a “low” interest rate that has a long repayment period than a “high” rate that is fully repaid in a few weeks.
Is It Safe? Everyone Says To Be Careful With Personal Information Online.
It’s true that there are hazards to sharing our personal data on websites, but it’s also true that in recent years most of us have become accustomed to banking and shopping online, with sites that we trust. The website for Speedy Payday Cash and Income Tax Advances uses the same kind of encryption to protect your privacy – nobody but the intended recipient can access any of the information you share!