When cash is short, getting an advance on your tax refund can be an excellent way of keeping on top of your obligations without creating any new ones. The trick has always been making sure the timing worked out, since traditionally tax refund loans are available only at the time that you file your return. Now, however, you have an alternative that allows you to access a fast tax refund at any time of year, regardless of whether or not your return is ready to file.
The old way, you receive loan funds equaling your calculated refund minus tax preparation fees and interest. Instead of making repayment, your actual refund is deposited to a bank account belonging to the tax prep company. So you receive a reduced check, you cash it or deposit it to your account, and the business is complete. The new way, you don’t need to be ready to prepare your taxes, so there is a lot more flexibility regarding the timeframe in which you can use a fast tax refund. You might need the cash during summer, or when school starts, or holiday time – and any time you need cash most is the right time.
Getting A Fast Tax Refund Is Faster and Easier Now Than Ever
The paperwork involved in getting any kind of loan has always been one of the more difficult and tedious parts of the process. Traditional loans involve long applications and intrusive questions about each month’s expenses, credit references, and documentation. In order to apply for one of the original tax refund loans, one needed to wait in a crowded office, often taking time off work to do so, pay to have their tax return prepared, and receive only part of their refund only a couple of weeks before their refund would be arriving in any case. To get a fast tax refund, all you need is to click on the website – no time off work, no waiting – just a secure internet connection and the web-enabled device of your choice, even your smartphone. The application form is brief and uncomplicated, and takes only a few minutes to complete.
Save Money Now With A Fast Tax Refund
Are you paying late fees on bills since the due dates fell out of step with your paycheck dates? What about overdraft fees that your bank charges you for covering checks and debits that you don’t have enough cash in your account for? A fast tax refund can get you caught up, wipe the fees away, and save you the cash you would have spent on more fees between now and the receipt of your refund after your return is filed. Even after taking into account the fees and interest charged on the advance, the competitive rates will leave you ahead of the game – and you’ll still receive your actual refund when it’s time to, after making prompt, reasonable repayment of the original advance amount.