Tax Refund Loan Services
IncomeaxAdvances.com provides consumers with alternatives to the normal bank loans, storefront lenders or tax preparation services. We understand that emergency situations happen without notice and we would like to help. We can provide you with a quick solution by giving you access to lenders with lenient lending strategies. The services listed below are intended for people like you who need cash in times of trouble. These loans can also be used by people who simply desire to receive a tax refund via a tax refund loan before the IRS can send it to you.
Our passion is to offer access to low cost tax refund loan services as well as other services that people like you desire. Rest assured our loans are designed to eliminate hassle and excessive financial debt. Simply stated, IncomeTaxAdvances.com provides real financial solutions by giving you access to the correct loan options listed below. Our loan services can be extremely helpful before and during tax season. Therefore, we invite you to apply for a loan today if you are expecting a refund from the IRS.
Standard Tax Refund Loan
The standard tax refund loan is the type of loan that is quick and easy to apply for and will provide funds direct to your checking account on the next business day (within 24 hours).
1 Hour Tax Refund Loan
We understand sometimes you simply need cash now and waiting until the next business day is just not an option. That is exactly why we also provide a one hour service which will place the funds in your checking account within one hour of receiving your approval via our 1 hour tax refund loan.
RAL Installment Loan
We also offer the traditional ral installment loan. This type of loan works just like a standard storefront or bank loan in terms of scheduled payments over an extended period of time. For some, having this type of loan works best for their lifestyle or finances.
Tax Refund Line of Credit Loan
The Tax Refund Line of Credit Loan is designed to provide you with cash as you need it. This type of loan will allow you to only take the amount of money you need when you need it and pay that amount back over an extended period of time. If more cash is needed at a later date, you can access additional funds without the need to go through the approval process all over again.
What are Tax Anticaption Loans?
The best way to describe what we offer is to think of our tax anticaption loans is as an advance on your income tax refund. Our Lenders understand you will receive you're tax refund in a short period of time. Therefore, instead of requiring you to provide copies of your private tax return documents, we prefer to use your income as a basis to establish good credit. Our lenders can provide you with cash up to $1000, deposited directly into your bank account by the next business morning or within 1 hour if needed with our tax refund anticipation loans in 1 hour.
We have extremely simple qualification requirements
The requirements for receiving a tax refund loan or tax refund advance loan are very easy and straightforward.
1. You must be a legal adult, 18 years of age or older
2. You will need to have a bank account in good standing
3. You will need an email address and a working phone number
4. In some cases your lender many need proof of income such as a pay stub. This may be required if your lender cannot easily verify your job or income to qualify you for the loan. Lenders will not request copies of you tax documents. This requirement protects you in case your refund is late or kept by the IRS for some reason.
Fast and Convenient Tax Refund Advance Loan Services
Convenience is the name of the game at IncomeTaxAdvances.com! All of our services are online so you can apply for our loans in the comfort of your home or anywhere on your smartphone. The best part is that the funds will be deposited directly to your back account within 1 or 24 hours of loan approval. Our online application can be completed very quickly and is easy to understand. We will only ask you to answer a few simple questions, then you are on your way to financial peace of mind. Unlike credit cards, which charge interest on top of interest again and again, you can pay the balance of your loan off as soon as you get your next paycheck or two.
No Pressure Approach
IncomeTaxAdvances.com provides a simple and easy application process with an immediate approval notification. This makes our Tax Refund Advance Loan service a convenient solution for many. The Federal Truth in Lending Act ensures that all online tax refund advance lenders disclose all rates and fees before asking you to sign the loan agreement. You can proceed with confidence, knowing your rights are protected. Keep in mind; it costs nothing for you to apply for a tax refund loan. Make sure you read the rate and terms on the loan document before you sign the document. Until you actually e-sign a tax refund loan document, you are not under any obligation to continue the loan process. Making an informed decision, especially when your finances are involved, is extremely important.
Control your Debt Instead of Letting your Debt Control You
Every day we are all faced with unexpected financial emergencies which cause strain and stress for us and the ones we love. One bounced check can cause a ripple effect that lead to huge insufficient fund charges from the bank. Many times people choose to pay these charges with a credit card. This decision can lead to even more debt with high interest rates and extended payments that seem never end. Situations like this can quickly become an out of control, forcing you to spend your entire tax refund and possibly more. Choosing the right tax advance service and the right tax refund advance loan can help you avoid these situations, by providing you with cash in your bank account which can be easily paid back with your income tax refund or your next few paychecks.
It's up to you to Borrow Responsibly
Even the most responsible and budget minded person can find themselves in over their heads financially. That's why it's extremely important to be responsible with your money and even more careful when it comes to short-term tax refund advance loans. When choosing a tax refund advance loan service, be sure to only apply for an amount that fits your budget. The amount you borrow should be easy for you to pay back with your tax refund or your next few paychecks. This is important because failing to repay your tax refund anticipation loan on time can lead to high interest rates, late fees, and even more debt. Additionally, defaulting on a Tax Advance Loan can make it impossible to get loans in the future. Consequently, you should always work with your lender if you run into difficulties with your income tax refund. Unpaid bills end up going to collection agencies, which can have a severe negative impact on your credit rating. As you know, poor credit can prevent you from being approved for car loans or a mortgage later when your financial situation improves.
Alternatively, repaying a tax refund loan on time and in full can actually benefit your credit rating. Our fast, convenient and flexible tax refund loan service may be just what you need to get out of debt or take care of emergency situations. If so, we are here ready to help!