Online RAL Loan, Get Your Tax Refund Now - IncomeTaxAdvances.com
Tax Refund Online RAL Loan - IncomeTaxAdvances.com has been offering them online for 14 years
RAL loans are Refund Anticipation Loans and provide you with your refund almost immediately. The IRS can take up to 21 days to process electronic returns (sooner if you opt for direct deposit) or up to 6-8 weeks or more if you file a paper return.
If I apply for an Online RAL Loan how quickly can I get the money?
The money will be in your bank account the very next business morning. No online lender can get money to you any quicker then overnight, so if anyone says they can do it faster they should not be trusted with your information. Once your application is submitted it will be processed and within minutes you will get transfered to your loan document, which will disclose the full loan cost and terms in bold print at the very top. Once you agree to the cost and terms of the loan by electronically signing the loan document then the loan funds will be set for ACH transfer to your bank account immediately. ACH transfers are an overnight process that is handled by the federal banking system. The money from and ACH transerver arrives into your bank account overnight, so when you wake up, the money will there and ready for you to use however you like.
When can I apply for an Online RAL Loan?
You can apply any time you have a Tax Refund coming. Tax refunds come in all types and at all different times of the year, so Income Tax Advances offers them all year around. No matter if you filed your taxes early or on time, that are due by April 15, 2025 or if you were not ready to file and used a tax extension where you must file by October 15, 2025, we can provide you with an RAL Loan Online right here and right now. We don't need to go into all the different ways people file taxes or all the deadlines, just know we have an RAL loan that will fit your needs.
Can I apply for an Online RAL Loan before I file my taxes?
Yes, you can apply for an RAL before or after you file your taxes. If you apply for the RAL before you file your taxes with the IRS you must be certain to file your taxes soon because as soon as you receive an RAL the clock starts on the repayment terms you agreed too. If your repayment date arrives before your tax refund then you must either repay the loan with other funds or extend the loan. Be aware that extending the loan will double the time you get to repay the loan but also doubles the loan cost.
Who offers Online RAL Loans Now?
IncomeTaxAdvances.com offers RAL loans online, 24/7 - 365 days a year, so click the link if you don't want to delay and are ready to apply for an RAL loan online now.
What is the Fastest Possible Way to get my tax refund?
The fastest way to get your tax refund is to apply online for an RAL (Refund Anticipation Loan). Once you apply you can get approved within minutes and have your refund money transfered to your bank account via ACH. The banking system processes ACH money transfers overnight, so once approved your refund would be in your bank account ready for you to use the next business morning. Believe me when I say; There is no faster way online to get your refund and if someone says they can get it to you any sooner then the next business morning they are lying, so beware.
Does it matter what Tax Form I used when I filed my taxes?
It does not matter if you filed your taxes using a 1040, 1040A, 1040EZ or any other type of tax form. In fact Income Tax Advances won't even ask for a copy of any of your tax forms. We do this in order to keep all your personal tax information safe and secure. Be assured that our 1 page application form asks for the very minimal amount of information possible that's needed to get you approved.
What will I need when I apply for an Online RAL Loan?
The only thing you'll need is a job and a bank account. You see, in order to keep all your personal tax information safe we won't ask for any of your tax forms and we'll trust you when you say you have a tax refund coming and how much you say you'll be receiving. You'll need a job to secure the online RAL loan so we can be certain you'll pay back the loan and you'll need a bank account for the loan to be deposited into and for the online RAL loan to repayment to be deducted from when the agreed to repayment is due. Your bank account assures us we are not being scammed and that you are who you say you are and that we are providing the funds to the person who is applying.
How big of an RAL Loan can I get?
We offer two types of Online RAL Loans; a standard loan up to $1500 and an Installment RAL Loan up to $5000. See the differences here:
a) A standard RAL is available up to $1500, which has a full repayment due within 21 days. However, extensions will always be offered and allowed in case the IRS delays your refund for any reason. If you want this type of RAL then don't apply for more then $1500.
b) An installment RAL is available up to $5000, which allows for smaller payments and a much longer loan term.
Once you apply your loan application will be processed and you'll immediately be shown the cost and terms of the loan. At that point you can accept the loan based on offered cost and terms or deny the loan at no cost to you.
How long does it take the IRS to process a return and provide a refund?
If you file a paper tax return and it is complete, correct and accepted by the IRS then the IRS should have your refund issued in six to eight weeks. If you file an electronic return, the IRS should have your refund issued in less than three weeks (21 days) or even faster if you choose to have your refund direct deposited into your bank account. IRS Tax Refund Tips. With an Online RAL Loan from IncomeTaxAdvances.com you won't have to wait any days to get your refund, simply apply right here and right now.
Can I apply for an Onine RAL Loan for someone else?
Yes you can assist someone applying for an online RAL loan by entering the information for them, but only if you have their express permission and have all their information, including their bank account information. The information on the application must match the informaiton that the bank has for the applying person, as that is how online lenders verify that the money is being sent to the right person. While you may fill out the online loan application for another person, the person your applying for the RAL loan for must be the person that electronically signs the loan documents. It is against the law for anyone other then the applying person to sign a loan document.
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Income Tax Advances is an online lender that provides safe and secure refund anticipation loans to consumers who have their paycheck direct deposited into a checking or savings account. Since we base your refund anticipation loan off your income you are never required to supply a copy of your income tax return and you can apply even before you file your taxes and you can apply right here online. We collect information about your bank account details, as well as employment details, and we keep all data confidential. We only use it to process your online income tax loan. Your information is always safe when you apply for Income Tax Advances Online.
Through encryption and high levels of data security, we protect you and we keep your information safe. Our systems have been developed to guard against identity theft. We understand how valuable your personal details are: your social security number, bank account number, address and phone numbers, etc.
Loan Terms: Income Tax Advances works with many lenders and does it's very best to match you with the lender with the best loan terms based on the information you provide on the application. All repayment terms are provided by the lender and therefore all questions concerning loan terms should be addressed directly with the lender you are matched with. For more information simply click on "Rates and Fees" located at the bottom of every page.
Tax Filing: Income Tax Advances or its lenders do not file your taxes for you, do not receive your tax refund directly and do not request copies of your tax returns. Due to the potential of the IRS either keeping or delaying your tax refund we must place the repayment of the loan to be due on one of your pay dates for your protection. Further, since we do not file your taxes or know for certain the amount you will be refunded from the IRS, we must base your Refund Anticipation Loan amount on your income and cap the maximum loan amount at $1500.
Bank Account Required: In order to receive a loan you must have a bank account where the Refund Anticipation Loan can be deposited and repayment drawn from. In most cases the loan will be direct deposited into your bank account within 1 business day and repayment will be auto drafted from the same bank account. We want you to be aware of this so you deposit enough of your refund into your bank account to cover the loan and fees. If you wish to request to renew, extend or refinance your loan then you must contact the lender who will be there to assist you. A loan renewal, extension or refinance will most likely result in additional fees, charges or interest which you should discuss with your lender.
Income Tax Advances provides online refund anticipation loan services of one type or another in almost all 50 states. However, some states only allow for issuing of refund installment loans or refund lines of credit.
All Income Tax Advance lenders act as a credit service organization or credit access businesses (CSO/CAB) in Texas and are not the lender - loans there are made by third-party lenders in accordance with Texas Law.
This is an invitation to submit a refund anticipation loan application, not an offer to make a refund anticipation loan. No person applying is guaranteed to receive either a refund anticipation loan, tax refund loan in 1 hour, tax refund installment loan or tax refund line of credit.