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Where is my Refund?

How Long Do I Wait For My Federal Income Tax Refund?

Where Is My Refund

Federal income tax returns are notorious for being a long wait. You are constantly left asking the questions, "How long…" and "Where is my income tax refund?"

To make things worse, this is money that has been withheld from your income for 365 days!

Now, the Federal Government does not provide a specific date for you – the best they can do is provide you a general time that you could receive your check if you file your taxes by a certain date. From our experience, this is drastically overpromised. See the dates the IRS indicates here: IRS Federal Income Tax Dates.

The best dates that the IRS can give you is 1 week after filing your taxes, at the earliest. And, that is after the month or so of filing your taxes. And, after a year or so of paying your income taxes!

This is the point where frustration gets a hold of people.

The Income Tax Return Filing Process:

Well after the IRS has held onto your income tax for a year but before you can ever see that money again, you have to go through the arduous task of filing your Income Tax Return. This isn’t as easy as just submitting the W2 from your employer, or all of your W2’s from all employers! You also have to play the game of determining all of your tax write-offs for the year to maximize the return amount.

  • • Did you make over a certain number this year?
  • • Did you donate to charity?
  • • Did you spend money on work-related items?
  • • Did your company not pay you the federal standard for gas reimbursement?
  • • How much of your home do you use for work?

The list goes on, and on. As does the paper filing. As does the headache.

The short answer to, "How long until I get my tax refund?" is no sooner than a week after you go through the process listed above. The minimal wait is even longer if you are unable to submit it electronically and again even longer if they don’t permit your Direct Deposit. At this point, it is entirely viable for you to still be asking, "Where is my refund?"

Get Your Tax Refund Now

There Is a Solution to This Tax Refund Problem

We may not be able to provide you a solution on filing your taxes, but we can get you to your money faster. can help you Get a Tax Refund Advance so that your money is no longer tied up. Apply for the Tax Advance either BEFORE, DURING or AFTER the filing process, depending on when you need the money.

Our tax refund solution is quick and with our next-day deposits, the next time someone asks, "Where is your tax refund?" you can answer with a sigh of relief, "In the bank!"

  • Safe & Secure Process
  • Approval in Minutes
  • No Obligation Application
  • No Office Visits - 100% Online
Multiple Lenders Await Your Request

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Secure & Private Service

Income Tax Advances is an online lender that provides safe and secure refund anticipation loans to consumers who have their paycheck direct deposited into a checking or savings account. Since we base your refund anticipation loan off your income you are never required to supply a copy of your income tax return and you can apply even before you file your taxes and you can apply right here online. We collect information about your bank account details, as well as employment details, and we keep all data confidential. We only use it to process your online income tax loan. Your information is always safe when you apply for Income Tax Advances Online.

Through encryption and high levels of data security, we protect you and we keep your information safe. Our systems have been developed to guard against identity theft. We understand how valuable your personal details are: your social security number, bank account number, address and phone numbers, etc.

Loan Terms: Income Tax Advances works with many lenders and does it's very best to match you with the lender with the best loan terms based on the information you provide on the application. All repayment terms are provided by the lender and therefore all questions concerning loan terms should be addressed directly with the lender you are matched with. For more information simply click on "Rates and Fees" located at the bottom of every page.

Tax Filing: Income Tax Advances or its lenders do not file your taxes for you, do not receive your tax refund directly and do not request copies of your tax returns. Due to the potential of the IRS either keeping or delaying your tax refund we must place the repayment of the loan to be due on one of your pay dates for your protection. Further, since we do not file your taxes or know for certain the amount you will be refunded from the IRS, we must base your Refund Anticipation Loan amount on your income and cap the maximum loan amount at $1500.

Bank Account Required: In order to receive a loan you must have a bank account where the Refund Anticipation Loan can be deposited and repayment drawn from. In most cases the loan will be direct deposited into your bank account within 1 business day and repayment will be auto drafted from the same bank account. We want you to be aware of this so you deposit enough of your refund into your bank account to cover the loan and fees. If you wish to request to renew, extend or refinance your loan then you must contact the lender who will be there to assist you. A loan renewal, extension or refinance will most likely result in additional fees, charges or interest which you should discuss with your lender.

Income Tax Advances provides online refund anticipation loan services of one type or another in almost all 50 states. However, some states only allow for issuing of refund installment loans or refund lines of credit.

All Income Tax Advance lenders act as a credit service organization or credit access businesses (CSO/CAB) in Texas and are not the lender - loans there are made by third-party lenders in accordance with Texas Law.

This is an invitation to submit a refund anticipation loan application, not an offer to make a refund anticipation loan. No person applying is guaranteed to receive either a refund anticipation loan, tax refund loan in 1 hour, tax refund installment loan or tax refund line of credit.